Max. Amount / Eligibility / Margin

Maximum loan availed would be Rs.5 lakh, higher limit if approved by Board. The Gold would be appraised by the Bank’s approved appraiser, and the quantum of loan calculated.

• Bullet Gold Loan
  Maximum amount : Rs. 4 lakh per person at any point of time.
  Period of loan : 12 months with option of bullet payment.
  
  
• Gold Loan and Secured Overdraft
  Maximum amount : Rs. 5 lakh per person at any point of time.
  Repayment in 12 EMIs i.e, within One year.